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Shorter pieces on the parts of the SIRS rules that boards ask about most, each tied to the statute text.
- November 10, 2026
What should a board gather before the SIRS site visit?
Gather the governing documents, drawings, the latest milestone or county inspection reports, repair and replacement records for each of the eight SIRS items, the current reserve balances and budget, and an access plan for roofs, mechanical rooms and a sample of units. A prepared building means a shorter visit and a more accurate study.
Process - November 10, 2026
Can a milestone inspection replace the SIRS visual inspection?
Yes, partly. A milestone inspection, or a similar inspection, completed in the past five years can replace the visual inspection part of a SIRS if it covers what that inspection needs. The provider still has to estimate remaining lives, replacement costs and the funding plan, and after a milestone the SIRS may be delayed up to two budget years.
Process - November 10, 2026
Can a condo fund SIRS reserves with a line of credit?
Yes. Florida lets reserves be funded by assessments, loans or lines of credit, and an owner-controlled association that must have a SIRS may secure a line of credit or loan for SIRS or milestone work by a majority of total voting interests. The board must be able to draw it without going back to the owners, and HB 913 requires a secured line to be disclosed to buyers.
Funding - November 7, 2026
What must a board do in the 45 days after a SIRS arrives?
Within 45 days of receiving the study, give every owner a copy or a notice that it is available, and file a completion statement with the state division. An officer or director also signs an affidavit acknowledging receipt. Then the numbers go into the next budget, and SIRS reserves cannot be waived.
Law
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Three short screens. The building first, then you, then the job.
- For
- Condo and co-op boards and managers in Florida
- Buildings
- Three habitable stories or more
- Cost to the board
- Nothing for the introduction
We are an introduction service, not a SIRS provider. We choose one firm that prepares structural integrity reserve studies in your area, tell you its name, and send your request only after you say yes.
Received. Here is what happens now.
- Within one business day you get a message from us naming a single firm that prepares SIRS reports in the building's area.
- Reply yes and the request goes to that firm alone. Reply no and it goes nowhere.
- The firm contacts you to scope the study and send a fee proposal. We never add you to a mailing list.